Doxim Credit Union Data Breach Settlement

You may qualify if you are a living U.S. resident who was identified by Doxim and sent a notice — by Doxim or by your credit union — that your information was involved in the incident. Being notified is the gate: the class is defined by the administrator's list, not by having banked at a credit union. The no-documentation option waives proof of losses, not that requirement.

You choose one of two cash options, not both: reimbursement of documented fraud or identity-theft losses traceable to the incident, up to $5,000, or an alternative cash payment estimated at $100 with no documentation. Either may be adjusted up or down pro rata depending on the total value of valid claims. On top of whichever you choose, you may also claim one year of free credit monitoring.

Around December 30, 2023, an unauthorized actor gained access to files held by Doxim, Inc. — the vendor that prepares account statements and tax forms for credit unions — exposing names, addresses, financial account numbers and Social Security numbers belonging to credit-union members. Doxim agreed to a $5,500,000 settlement to resolve the claims without admitting wrongdoing (E.D. Mich.). The court has preliminarily approved the settlement.

You can file with the settlement administrator yourself, and it is free. The official settlement site is here.

Most people who may qualify for one settlement may qualify for others they have never heard of. Cashout checks the open settlements against a few questions, keeps the official filing page and the requirements for each match in one place, and reminds you before a deadline.